NEW S1 TELEPHONE BANKING SYSTEM

(effective October 17, 2005)

1) To SELF ENROLL Press 1

2) To ACCESS YOUR ACCOUNTS Press 2

Please enter your SS or tax ID number and Press the # key

Please enter your 4 digit PIN number and Press the # key

You are in the ACCOUNT INFORMATION & FUNDS TRANSFER menu

1) To INQUIRE ON YOUR ACCOUNT, Press 1

You are in the ACCOUNT SELECTION menu

To INQUIRE ON “checking acct # xxxx”, press 1 – etc

Your current balance as of DATE is $-------

You are in the Checking & Money Market Information menu

For Current Balance Press 1

For Last 6 Withdrawals Press 2

For Last 6 Deposits Press 3

For ATM transaction Press 4

For Specific Check Inquiry Press 5

For interest information Press 6

To return to the previous menu press 8

To repeat this menu press 9

2) To TRANSFER FUNDS Press 2

3) To CHANGE PIN Press 3

8) To RETURN TO PREVIOUS MENU Press 8

9) To REPEAT MENU Press 9

3) For INSTRUCTIONS HOW TO USE SYSTEM Press 3

4) For RATE AND PRODUCT INFORMATION Press 4

5) For MERCHANT VERIFICATION Press 5

6) For BANKING HOURS Press 6

9) To REPEAT THIS MENU Press 9